Why should I consider Medicare Advantage?

You get the same coverage as Original Medicare (Parts A and B) plus additional benefits from the Medicare Advantage insurance company when you join a Medicare Advantage plan. Dental, vision, and hearing benefits, as well as prescription pharmaceutical coverage, may be provided.

What additional benefits and savings may be available?

Here are a few savings opportunities you may not be aware of right now: Your monthly Social Security payout will be cut by $170. Spend $2,500 on dental operations including crowns, implants, and dentures. $1,000 to spend at your local drugstore on vitamins and aspirin The cost of hearing aids and batteries is $2,000. The $300 will go for eyeglasses and exams.

Can’t I find all this information through government websites?

Learning the ins and outs of Medicare isn’t easy. While there is a multitude of information on Medicare.gov, there is no real how-to when it comes to selecting what is best for you and your lifestyle. That’s where we come in: to make Medicare as straightforward as possible. We put our 20+ years of industry knowledge to work for you, ensuring that you get what you’re entitled to without the stress.

When can I enroll in a new Medicare plan?

Initial Enrollment Period : Most people can sign up for Medicare Part A, Part B , Part C, and/or Part D for the first time three months before, three months during, and three months after they turn 65. Special Enrollment Period (SEP) : Certain life events, including as moving or losing current coverage, may make you eligible for coverage. Depending on your circumstances, you normally have two months to enroll. Medicare Part C & D Annual Enrollment Period (AEP) : Every year, from October 15 to December 7, this time occurs. Existing Medicare beneficiaries can take advantage of this time to review and adjust their Medicare Advantage (Part C) and Medicare prescription medication plans ( Part D ). You cannot use AEP to enrol for the first time in Part A and/or Part B. The following year’s coverage begins on January 1st. Medicare General Enrollment Period : This time is observed every year from January 1 to March 31. While the majority of people will get Part B coverage when they enrol in Medicare, this time is set aside for those who did not enrol in Part B when they first became eligible. The following year’s coverage begins on July 1st. Medicare Advantage Open Enrollment Period (OEP) : This time is observed every year from January 1 to March 31. During this time, you have the option of switching to a different Medicare Advantage plan with or without drug coverage, or switching to Original Medicare and enrolling in a standalone Medicare prescription drug plan. However, you cannot switch from Original Medicare to a Medicare Advantage plan, join a prescription drug plan while on Original Medicare, or switch from one prescription drug plan to another while on Original Medicare .