What is an SNP?
All the advantages of Original Medicare (Parts A and B) and prescription medication coverage (Part D) are rolled into one convenient package in a Medicare Advantage plan known as a Special Needs Plan (SNP), which is only offered to Medicare recipients who meet extra criteria. Particularly, people who:
- suffer from a well-defined long-term illness.
- accept both Medicare and Medicaid and qualify for both programs.
- Stay at a nursing home for an extended period.
If you need more assistance than a standard health plan can offer, Humana’s Special Needs Plans can give that.
One of the many attractive features of Humana’s SNPs is the low or even nil monthly premiums.
SNPs offer benefits tailored to address your special healthcare needs
Members can receive tailored advice and support from SNPs that are designed to meet their unique circumstances and requirements. Diabetes services, care coordination, and other health and wellness programs are just a few examples of the specialized benefits that the plan may provide for the populations it serves.
You need to have Medicare Parts A and B and also satisfy the requirements of the SNP you want to join.
Coverage for regular dental, eye, and hearing exams; non-emergency transportation to and from medical appointments; fitness programs; a budget for over-the-counter drugs; and possibly more may all be part of the package, depending on the particular plan.
Humana offers 2 Medicare Special Needs Plans
Medicare C-SNPs – Chronic Condition Special Needs Plans
Our SNPs for Chronic Conditions are intended for anyone who is dealing with at least one of the following:
- Mellitus diabetes
- Disorders of the Heart and Blood Vessels
- Insufficiency of the heart muscle, resulting in chronic
- Disorders of the lungs that persist throughout time
Medicare D-SNPs – Dual-Eligible Special Needs Plans
People who are qualified for both Medicare and a state’s Medicaid program are prime candidates for Dual-Eligible SNPs. A D-SNP consolidates your Medicare and Medicaid coverage into a single, more manageable package.
Humana’s Special Needs Plans are currently available in more than 28 states
- In the following states: AL, AR, CA, CO, CT, DE, FL, GA, IA, IN, KY, LA, ME, MD, MI, MO, MS, MT, NC, NE, NV, NY, OH, OK, PA, PR, SC, SD, TN, TX, WA, WI, WV, and WY, you can choose from one of Humana’s Dual-Eligible Special Needs Plans.
Chronic Condition Special Needs Plans are available from Humana in the following states: AR, FL, GA, IA, IL, IN, KS, KY, LA, MO, MS, NV, OH, OK, OR, SC, TX, and VA.
Who can enroll in a Special Needs Plan?
Anyone who is eligible for Medicare and lives in the plan’s coverage region and has both Medicare Part A and Part B because of age or disability can enroll in a Special Needs Plan (SNP). The availability of particular plans may differ from one state or coverage area to another.