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Top 5 Best Medicare Part D Plans for 2022



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What are the Top 5 Best Medicare Part D Plans for 2022?

How Do Ratings Work for Medicare Part D Plans?

On a five-star scale, Medicare Part D plans are graded. However, a five-star plan in your area may not be the best in the country.

In the same way, that plan offerings differ by ZIP code, so do the ratings. Based on a national average rating, we’ve compiled a list of the top five Medicare Part D insurance providers for 2022.

There isn’t a plan that can meet everyone’s requirements. For example, the finest plan for you can be the worst one for your spouse or your neighbor. Choosing the right Medicare Part D plan for you depends on ensuring that your plan provides you with value for the drugs you take.

medicare advantage planSilverScript Medicare Prescription Drug Plans

  • SilverScript SmartRx
  • SilverScript Choice
  • SilverScript Plus
SilverScript Medicare PDPAverage Monthly PremiumRecommended for those who
SmartRx$7.08Take no medications or a few generic medications
Choice$30.78Take a few generic medications or mid-tier medications
Plus$68.97Take brand-name or high-tier medications

Topping the list of best Medicare Part D plans for 2022, SilverScript policies are no surprise. The SmartRx plan is the most affordable Medicare Part D plan offered by this provider, with an average monthly payment of $7.08. The Choice plan costs $30.78 a month, while the Plus plan costs $68.97 a month.

There is a SilverScript plan to suit everyone’s needs. However, depending on the meds you are taking, one may be more effective than the rest.

Some people may prefer the SmartRx plan over the Plus plan since they only use a few generic medications. The SmartRx plan, on the other hand, may not cover a person’s brand-name medications as well as the Plus plan would.

SilverScript Network Pharmacies

SilverScript’s suggested pharmacies change depending on the policy. Despite this, the differences aren’t particularly large. CVS, Walmart, and tens of thousands of smaller pharmacies around the country are among the SmartRx plan’s preferred providers. With the addition of Publix Kroger and Albertsons as preferred pharmacies, the Choice and plans have expanded their pharmacy network.

This option is available on all SilverScript prescription drug plans, and it eliminates the trouble of driving to the pharmacy altogether. The pharmacy is also a favored choice in all three of the plans.

SilverScript Overall Review

This is a list of the best scripting languages, and SilverScript is the clear winner. A SilverScript plan is likely to fulfill the demands of everyone, thanks to its exceptional customer service, cheap out-of-pocket charges, and high customer satisfaction rating.

prescription drugsHumana Medicare Part D Plans

  • Walmart Value Rx Plan
  • Basic Rx Plan
  • Premier Rx Plan
Humana Medicare PDPAverage Monthly PremiumRecommended for those who
Walmart Value Rx$22.70Take a few generic medications
Basic Rx$50.60Take several generic medications or a few mid to high-tier medications
Premier Rx$78.60Take multiple brand-name or high-tier drugs

Humana is the second-best Medicare Part D plan for 2022, according to our rankings. With just a few generic or name-brand medications, the Humana Walmart Value Rx Plan is ideal.

The Basic plan is ideal for folks who need to take a few additional generic and brand-name maintenance drugs. For people who require a higher degree of coverage, the Premier Plan is a better option, as it covers more expensive prescription medications.

Humana Network Pharmacies

Humana’s preferred pharmacies include Walmart, Sam’s Club, and tens of thousands of neighborhood drug stores. Customers of Humana insurance plans can also use Humana Pharmacy.

This carrier allows Humana’s mail-order pharmacy, Humana Pharmacy, to offer the lowest medicine prices possible. On top of that, the Humana mobile app includes a search function. Humana pharmacies may all be found on this app.

Humana Medicare Part D Overall Review

Humana is an excellent choice for those who primarily take generic medications because they charge no copayments for many of the generics included in all of their plans. As long as you take high-tier drugs, you’ll fulfill your $480 deductible in no time. Humana Medicare Part D plans could save you the most money in 2022 because they have a plan for everyone.

Mutual of Omaha Medicare Part D Plans

  • Mutual of Omaha Rx Premier
  • Mutual of Omaha Rx Plus
Mutual of Omaha Medicare PDPAverage Monthly PremiumRecommended for those who
Rx Premier$34.80Take several generic medications or mid-to-high-tier medications
Rx Plus$90.82Take many name-brand medications

Third, on our list of the best Medicare Part D plans for 2022 is Mutual of Omaha Insurance Company. The Premier insurance has no deductible for prescriptions in the first two levels at preferred pharmacies and costs an average of $34.80 a month. All other tiers of this plan have $480 in deductibles.

There is a $480 deductible for all tiers of the Plus Plan that costs $90.82 a month. The Plus plan, on the other hand, covers a wider choice of medications.

Mutual of Omaha Network Pharmacies

Both plans use the same preferred pharmacy network. Mutual of Omaha’s approved pharmacies include CVS, Target, Sam’s Club, Walmart, and other regional drugstores.

Mutual of Omaha Medicare Part D Overall Review

In the insurance industry, Mutual of Omaha has been there since before Medicare was introduced. It’s a good option for those who are looking for a dependable carrier.

This top-rated Medicare insurance provider assists a large number of customers every day with one of the best customer service departments in the industry. They can help even more if they offer plans with different levels of coverage.

federal medicare programUnitedHealthcare Medicare Part D Plans

  • AARP Medicare Rx Walgreens Plan
  • AARP Medicare Rx Saver Plus Plan
  • AARP Medicare Rx Preferred plan
UnitedHealthcare Medicare PDPAverage Monthly PremiumRecommended for those who
AARP Medicare Rx Walgreens Plan$30.25Take generic medications
AARP Medicare Rx Saver Plus Plan$56.02Take many name-brand drugs or mid-tier medications
AARP Medicare Rx Preferred Plans$99.76Take many name-brand and high-tier medications

UnitedHealthcare is the second-best Medicare Part D plan for 2022 on our list. The Walgreens Plan is best for individuals with a smaller selection of generic prescriptions, while the Preferred Plan is best for those with a larger selection of brand-name pharmaceuticals. But if you fall somewhere in between, you may want to consider the Saver Plus Plan.

UnitedHealthcare Preferred Pharmacy

The preferred pharmacies for UnitedHealthcare Medicare Part D users vary per plan. There is only one preferred pharmacy in the Walgreens Plan, and it is Walgreens. However, the Preferred Plan and Saver Plus plan networks include pharmacies such as Publix, Walmart, and Walgreens in their network of pharmacies. At a little greater cost, several alternative in-network pharmacies offer coverage.

UnitedHealthcare Medicare Part D Overall Review

UnitedHealthcare offers a wide choice of insurance options and has a stellar reputation with its clients and the general public. This carrier’s plans are generally more expensive than those of most other providers, as shown in the table above. But this company is the greatest choice if you can only find your medications on one of their Medicare Part D formularies.

medicare supplement insurance planCigna-HealthSpring Medicare Prescription Drug Plans

  • Cigna Secure Rx
  • Cigna Essential Rx
  • Cigna Extra Rx
Cigna Medicare PDPAverage Monthly PremiumRecommended for those who
Secure Rx$30.40Take mostly generic medications
Essential Rx$32.81Take a few generic medications or mid-tier medications
Extra Rx$60.59Take brand-name or high-tier medications

The Secure Rx policy has the lowest premium, while Extra has the highest. There is no one-size-fits-all solution for Medicare Part D.

The best option is to compare all of the plans available to you. In the Medicare Part D donut hole, Cigna-HealthSprings Secure-Extra may be a good option for those who need coverage for numerous brand-name prescriptions.

Cigna Medicare Part D Preferred Pharmacies

Cigna has agreements with over 63,000 pharmacies in the United States as part of its network. Kroger, Rite Aid, Walmart, Sam’s Club, Walgreens, and more are among the preferred pharmacies. Consider signing up for Express Scripts’ mail-order medication program to save the most money.

Cigna Medicare Part D Overall Review

The drugstore network is a major selling point for Cigna’s prescription drug insurance. Thousands of prescription medications are covered under the several plans offered by this insurer. Some drug prices may not be as low as they would be if purchased through other carriers.

Convenience, on the other hand, often comes at a larger price. It’s still worth signing up if this carrier has the lowest annual out-of-pocket fees for you.


Find Medicare Plans in 3 Easy Steps

We can help find the right Medicare plans for you today


health care costsHow to Enroll in One of the Best Medicare Part D Plans

In 2022, Medicare prescription drug plans have a wide range of options. Also, if you have Medicare, you’ll be eligible for Medicare Part D.

To make sure that your prescription prescriptions are covered by Medicare Part D, you should always speak with a registered Medicare representative. There is no guarantee that any of the plans on our list of the best Medicare Part D plans for 2022 will be the best option for you.

A needs analysis can be performed by one of our certified agents. You’ll be able to find the greatest solutions in your service region with the assistance of our research.
Their assistance will be invaluable when it comes time to fill out the necessary paperwork and get covered. Working with us also means you’ll get unrestricted access to our customer service staff, who can assist you with anything from getting new Medicare cards to assisting with claims.

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