abbys consulting

Employee Benefits

One of the most important challenges of business leaders today is how to invest in your greatest asset: employees. We offer solutions for group health insurance, short term and long term disability, ancillary benefits and group life insurance. Keep your employees happy, healthy and productive.
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Individual Health

There are many different options available for private health insurance, including multiple carriers with multiple plan tiers at various costs. We believe in simplifying these challenging decisions by leveraging our partnerships to find the plan tailor fit to your needs

Medicare Solutions

The Original Medicare program includes two parts, Part A and Part B. These can be combined with secondary plans for additional coverage. Click here for more information.

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Life Insurance & Final Expense

Life Insurance coverage is split up into three primary options, Term, Permanent and Final Expense. Each has its own benefits, depending on your lifestyle. Click here for more information.

Abby's partners with the nation's leading insurance providers to give our clients multiple options and all the available information. Because when you stay informed you stay protected.
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Lots of seniors have used our service to compare Medicare coverage options.

What is Medicare Advantage?

Medicare Advantage plans (also known as Medicare Part C) offer the same coverage as Medicare Parts A and B, with numerous additional benefits available at no additional cost.

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Prescription drug coverage is provided by the majority of plans.

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Dental, vision, and wellness coverage are all options in many plans.

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Plans with no premiums and no deductibles may be available in your area.

Our users are Happy & Healthy

DeMikel and Britney are both amazing! I was referred by a friend for insurance for my mother in law and we are very impressed with how professional and helpful they were throughout the process. We’re very thankful for the referral and looking forward to using them again in the future! I highly recommend this service!

Beth Tetro
Beth Tetro
I was referred by a family member to contact Mr. DeMikel to assist me with finding life insurance for my father. It was the best referral ever! DeMikel exceeds professionalism, knowledge of his field of work, patience with his clients and just overall personality. It was a pleasure working with him and will be referring him to others.

Rashida Smith
Rashida Smith
I was able to work with DeMikel to get a policy for myself. During this whole process DeMikel was very helpful and got back to me quickly. He took his time and found the best deal for me as well as explaining each policy and my final policy I received. I would recommend DeMikel and his company to any friends or family.

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Chis Sharp

What Our Clients Say About Us

we’re here to Answer any questions

Feel Free to contact us if you have any questions about Medicare or Medicare Advantage Plans

Medicare Advantage plans, commonly known as Medicare Part C, must provide the same benefits as Medicare Parts A and B, which cover hospitalization and medical visits, respectively. Medicare Advantage plans often provide Medicare Part D prescription medication coverage, as well as benefits not covered by Medicare, such as routine dental care, eye exams and glasses, and hearing aids, and may include benefits not covered by Medicare.

You can get a Medicare advantage plan from us during the enrollment period from the best private health insurance companies

– Additional benefits, such as cost reductions or subsidies for hearing, dental, and vision care, may be available.

– Coverage premiums could be reduced.

– Limits on how much you may have to pay for hospital and medical coverage (Medicare covered services) out of pocket. The Centers for Medicare & Medicaid Services sets this maximum, which is $7,550 in 2022.

If you already have Medicare Parts A and B and the plan is available in your area, you can enroll in a Medicare Advantage plan.

Part A (hospital insurance) and Part B (medical insurance) are included in Original Medicare (federal government Medicare program). You’ll also need to enroll in Medicare Part D if you want drug coverage. You can purchase Medicare Supplement Insurance (Medigap) to help cover your out-of-pocket payments, and you can visit any Medicare-accepting health care provider in the United States.

Medicare Advantage is a bundled plan that covers Medicare Part A, Part B, and, in some cases, Part D. Out of pocket costs may be cheaper, and most plans include cost savings or subsidies for eye and dental care. Medicare Advantage enrollees will only be able to see doctors who are part of the plan’s network.

Prescription drug coverage is available in most (but not all) Medicare Advantage plans. If you want prescription drug coverage, make sure it’s covered in the plan you’re considering before enrolling.

Medicare Advantage is not accepted by all doctors. In most cases, you must seek medical care from physicians in your Medicare Advantage plan’s network. Some Medicare Advantage plans only enable you to use out-of-network providers in an emergency; others Medicare Advantage Plans to allow you to use them whenever you want, but at a higher out-of-pocket expense.

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